Scope of Insurance
- If the insured dies due to natural causes or an accident or suffers from permanent disability, the indemnity amount is paid to the beneficiary specified in the policy.
- Indemnity is paid to the insured or beneficiary for the expenses of the insured arising from critical disease and for financial security when s/he experiences permanent disability.
- Accidents in public transport vehicles are covered by insurance.
- Treatment due to Accident expenses covers hospital, physician, medicine, x-ray, and other treatment costs within the policy coverage limits in case of injury to the Insured.
- Temporary Incapability Due to Accident; if the insured becomes temporarily unable to work due to an accident defined in the General Conditions of Personal Accident Insurance, the daily indemnity written in the policy is paid to the insured. This period is limited to a maximum of 90 days. The waiting period is 3 days.
- The coverage contents and indemnity amounts are determined mutually and in accordance with the requests of your institution.
In Katılım Emeklilik ve Hayat A.Ş., you will receive services in accordance with the Interest-Free Insurance Concept and the principles of Interest-Free Insurance. In all of our products, your funds are used in investment instruments that comply with the principles of interest-free insurance.