Do You Need Help?
Hayat Sigortası ile ilgili ihtiyacınız olan araçlar için yardımcı olalım.
What is it?
Advantages
Scope of Insurance
Coverage
Do You Need Help?
Let’s Complete Your Procedures
Vergi Avantajı
Credit Payment Insurance
We don’t want it to happen to you; but, with the Credit Payment Assurance Participation Insurance, in case of loss of life, permanent disability due to an accident, or Unemployment/Temporary Incapacity/Daily Hospitalization, your remaining credit amount is paid by Katılım Emeklilik subject to the policy conditions.
Advantages
- You get a tax advantage.
- You are under the assurance of interest-free insurance with Katılım Sağlık.
- You will secure yourself and not leave credit debt to your beloved ones.
Scope of Insurance
- Anyone healthy between the ages of 18-65 can benefit.
- The insurance period is at least 1 year and determined according to the credit term.
- In case of loss of life or permanent disability, after your debt is paid under the coverage, any remaining amount, if any, is paid to the beneficiaries.
- For unemployment, temporary incapacity, and daily hospital coverage,
- If the policy term is 4 years or less, a maximum of 6 installments are paid within a year or per damage, and a maximum of 18 monthly installments are paid during the policy period.
- If the policy term is more than 4 years, a maximum of 6 installments are paid within a year or per damage, and a maximum of 24 monthly installments are paid during the policy period.
- The amount of coverage is equal to the debt in the repayment plan in the credit agreement.
- As your credit debt decreases, the coverage amount you will pay decreases.
- ·In cases of loss of life or permanent disability, the remaining debt is paid to the bank.
- ·In case of unemployment, a maximum of 6 monthly installments of your credit payments are paid to the bank. The upper limit of the unemployment guarantee amount per customer is 7,000 TRY per month.
- The premium amount varies depending on the age of the insured, the payment method, the credit amount, and the insurance period.
In Katılım Emeklilik ve Hayat A.Ş., you will receive services in accordance with the Interest-Free Insurance Concept and the principles of Interest-Free Insurance. In all of our products, your funds are used in investment instruments that comply with the principles of interest-free insurance.
