Early PPS Plan

Things to Know

• You can apply for the Early Katılım Emeklilik Plan at Albaraka Türk and Kuveyt Türk branches.
• In the beginning, you don’t pay a participation fee. If you leave the system before completing the 5th year, you will have to pay a deferred participation fee. When you complete your 5th year, you do not pay a deferred participation fee when you leave the system due to death or disability or for your retirement entitlement.
• You do not pay the Management Expense Deduction in the Early Katılım Emeklilik Plan.
• Suspension deduction defined in the plan, as specified in the legislation, will be collected monthly (2 TRY) during the suspension period of the contract, from the remaining amount after deduction of the amount deducted as an management expense in the relevant agreement year, not exceeding the annual and 5-year deduction upper limits on savings.
• You can make your payments from your bank account or credit card.
• For the participants under the age of 18, the person paying the contribution on behalf and account of the Participant must be the legal representative of the participant. The legal representative who executed the agreement/signed the offer form can change the agreement.
• Participants over the age of 18 are entitled to take over their rights in the agreement from the person who pays the contribution on behalf and account of the participant with the transfer of rights.
• You can increase your contribution according to your income level and expectations, and you can increase your savings with additional contribution payments.
• In order for the agreement party to retire from the Personal Pension System, s/he must remain in the system for at least 10 years and complete the age of 56. If you wish, you can use your retirement right at a later date and continue to save with the same advantages.
• You can use your savings in Katılım Emeklilik* mutual funds. You make the fund distribution yourself, or you can choose from our fund suggestions that are suitable for you.

*Personal pension mutual funds established by Katılım Emeklilik ve Hayat A.Ş. are managed by Albaraka Portföy Yönetimi A.Ş., KT Portföy Yönetimi A.Ş., and QInvest Portföy Yönetimi A.Ş.

Assistance Services

You can call 0850 480 33 50 Advantageous Services Line to benefit from the following services offered in the Early Katılım Emeklilik Plan, free of charge or at a discount.

Newborn Package

You can benefit from the services offered in this package on behalf of participants aged 0-2.

Free Psychological Counseling special for mothers

Discounts from contracted companies in shopping for toys, furniture, clothes, baby seat, birth photographer, and nursery services

Preschool Package

You can benefit from the services offered in this package on behalf of participants aged 2-5.

1 free dental check-up at dentists

1 free eye check-up at ophthalmologists

Play therapy for children aged 2-5

Early adolescence counseling service at contracted clinics and hospitals free of charge, up to 30% discount for subsequent sessions, or discounts for all sessions

Discounts for furniture and clothing shopping from contracted companies 

School Age Package

You can benefit from the services offered in this package on behalf of participants aged 5-18.

1 free dental check-up at dentists

1 free eye check-up at ophthalmologists

Online guidance service for high school and university enrollment preferences

Adolescence counseling service at contracted clinics and hospitals free of charge, up to 30% discount for subsequent sessions, or discounts for all sessions

Discounted sports courses at contracted gyms

Erken BES Planımız ile ilgili daha detaylı bilgi almak için tıklayınız.