Excellent Pension Plan
Your retirement period is not so far away.
Blissfully and peacefully, start saving today for your future welfare. Furthermore, get more value for your savings with 25% state contribution. With Katılım Emeklilik, enjoy the peace of mind by saving in accordance with participation principles for your retirement life
You receive TRY 25 state contribution for each TRY 100 invested in PPS. All Turkish citizen or blue card holder PPS participants who are over 18 can benefit from this advantage no other investment instrument ever has.
You can visit Albaraka Türk or Kuveyt Türk branches to participate in our pension plans.
our savings in PPS are invested in funds to be selected by you. You may choose a present fund distribution, or you may select from other fund distributions we offer within the plan.*
* Pension investment funds established by Katılım Emeklilik ve Hayat A.Ş. are managed by Albaraka Portföy Yönetimi A.Ş. , KT Portföy Yönetimi A.Ş. , Qinvest Portföy Yönetimi A.Ş
You can use your credit card or your Albaraka Türk or Kuveyt Türk account for entrance fee, contribution share etc. payments or you can give an automatic payment order.
Fruit of the collaboration between Albaraka Türk Participation Bank and Kuveyt Türk Participation Bank, Katılım Emeklilik ve Hayat A.Ş. is a pension company operated in accordance with participation principles. With innovative and interest-free insurance and private pension products, modern and technological investments, we serve our customers to help them make their savings with peace of mind.
There is no up-front Entrance Fee in New Güzel Participation Pension Plan.
Deferred entrance fee will be collected in case the pensioner exits from the contract before 5 years. The portion of the amount which corresponds to 8.5% of the WGMW applicable for the first 6 months of the relevant calendar year for each contractual year which is not collected as management fee deduction and/or suspension deductions and/or up-front entrance fee shall be deducted from the savings as deferred entrance fee from the total amount corresponding to the term until the end of the 5th contractual year until the date of exit.
MGMW to be applied for the first 6 months of the relevant calendar year of the date of exit shall be taken into account in calculation of the deduction for uncollected years. Deferred entrance fee shall not be collected from pensioners who complete their fifth year or leaving the plan due to death or disability or exercising the right to pension.
MGMW: Monthly Gross Minimum Wage to be applied within the first 6 months of the relevant calendar year for each contractual year.
The following fees will be collected per contractual year starting from the effective date; • TRY 60 for the 1st year • TRY 0 for the 2nd year • TRY 0 for the 3rd year • TRY 0 for the 4th year • TRY 0 for the 5th year Amounts to be deducted from the savings defined in the plan shall not exceed the annual and 5-year upper limit deduction amounts specified in the regulations. - Amounts to be deducted in the contractual term shall be applied in the maximum amounts specified in the regulations, and in relation to the Management Fee Deduction to be collected from the savings; - The first deduction to be made from the savings shall be deducted from the savings within the first year of the contract following the actualization of the contribution fund purchase transactions. The deduction amounts defined in the plans shall be deducted from the savings within the relevant contractual year in the following years. - In case the deductions to be made from the savings defined in the plan lead to the savings amount in the account to drop below zero Turkish Lira, the portion of such deduction which will cause the savings to drop below the said amount will not be collected. The uncollected amount shall be collected whenever balance is available within the contractual year subject to the deduction.
Müşteri temsilcimizin size daha iyi hizmet verebilmesi için lütfen bizimle aşağıdaki bilgileri paylaşınız.
Müşteri temsilcilerimiz hafta içi 09:00 - 19:00 saatleri arasında hizmet vermektedir.
Müşteri temsilcimiz ile yaptığınız görüşme ile ilgili memnuniyet düzeyinizi lütfen belirtiniz.
Değerlendirmeniz için teşekkür eder, hayırlı günler dileriz.