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Economic Pension Plan
Your retirement period is not so far away. Blissfully and peacefully, start saving today for your future welfare. Furthermore, get more value for your savings with 25% state contribution. With Katılım Emeklilik, enjoy the peace of mind by saving in accordance with participation principles for your retirement life
You can visit Albaraka Türk or Kuveyt Türk branches to participate in our pension plans.
Your savings in PPS are invested in funds to be selected by you. You may choose a present fund distribution, or you may select from other fund distributions we offer within the plan.* * Pension investment funds established by Katılım Emeklilik and Hayat A.Ş. are managed by Ergo Portföy Yönetimi A.Ş.
You can use your credit card or your Albaraka Türk or Kuveyt Türk account for entrance fee, contribution share etc. payments or you can give an automatic payment order.
Fruit of the collaboration between Albaraka Türk Participation Bank and Kuveyt Türk Participation Bank, Katılım Emeklilik ve Hayat A.Ş. is a pension company operated in accordance with participation principles. With innovative and interest-free insurance and private pension products, modern and technological investments, we serve our customers to help them make their savings with peace of mind.
Pension companies can charge an entrance fee during your initial participation in PPS, based on Monthly Gross Minimum Wage applicable at the proposal date and within the limits stipulated in relevant regulations. Entrance fee is collected from the participant and/or the person paying contribution shares in the name and account of the participant (sponsor), in two installments being one on the entrance and one on the exit.
a) At Entrance Stage;
It is equal to 10% of Monthly Gross Minimum Wage applicable at the proposal execution date and collected from the participant in advance.
b) At Exit Stage;
The outstanding deferred portion of the entrance fee is collected on the date when participant exits PPS or on the request date in case they request transfer to another pension company, to be deducted from the participant's accumulated savings as deferred as shown in the table below, depending on the contract period.
For participants completed ten years of membership, deferred entrance fee is not collected from those leaving the PPS through use of retirement right or due to death or disability.
|
Contribution Share Currency |
Time Elapsed from Effective Date of Pension Contract |
Entrance Fee Deduction Amount |
| TRY |
0 - 3 Years |
MGMW x 65% |
|
3 - 6 Years |
MGMW x 40% |
|
|
6 - 10 Years |
MGMW x 15% |
MGMW: Monthly Gross Minimum Wage
Management fee rate to be applied to contribution share payments is 2%. Management fee deductions to be applied by the company to each additional contribution share payment by participant or sponsor according to the contribution share index currency are shown in the following table.
|
Additional Contribution Share Amount |
Management Fee Deduction from Additional Contribution Share |
|
TRY 0 - TRY 5,000 |
2% |
|
TRY 5,000 - TRY 10,000 |
1% |
|
TRY 10,000 and over |
0% |
Our products are certified with approval certificates issued by Katılım Emeklilik Advisory Board comprising of two members, Prof. Dr. Hamdi Döndüren* and Mehmet Odabaşı.
*Retired Islamic Law Academician of Uludağ University
Müşteri temsilcimizin size daha iyi hizmet verebilmesi için lütfen bizimle aşağıdaki bilgileri paylaşınız.
Müşteri temsilcilerimiz hafta içi 09:00 - 19:00 saatleri arasında hizmet vermektedir.
Görüşmeniz sonlandırıldı
Müşteri temsilcimiz ile yaptığınız görüşme ile ilgili memnuniyet düzeyinizi lütfen belirtiniz.
Değerlendirmeniz için teşekkür eder, hayırlı günler dileriz.
