Full Participation Health Insurance
With Full Participation Health Insurance, you can benefit from private health services without paying any difference in case of an unexpected health problem or an accident.
Why should I have Full Participation Health Insurance?
We are securing the price difference that you should pay against the private health services that you get for outpatient and inpatient treatment due to any health problem or any accident you had.
What is the coverage of Full Participation Health Insurance?
We cover 100% of following costs without any limit:
- Emergency health costs and small surgical interventions
- Surgical or regular hospitalization
- Intensive care
- Coronary angiography
We cover 100% of following costs limited to 8 cases per year:
- Physician Examination
- Laboratory services
- Scanning and advanced diagnosis methods
- Physiotherapy (with a limit of annual 1.500-TL)
Moreover, costs of standard private single room, food and one companion are compensated from the same coverage. Operation materials are included in the coverage with a limit of annual 10.000TL.
In case of sudden illness, accident, injury and similar emergency, you can benefit from our Land Ambulance service free of charge by calling 0212 700 17 12.
Will there be a tax advantage for me?
If you are a wageworker; you can utilize the entire premium you paid for yourself, your spouse and young children for tax deduction, provided that such amount doesn’t exceed sum of gross annual minimum wage and 15% of monthly gross wage.
If you are a self-employer; you can utilize the entire premium you paid for yourself, your spouse and young children for tax deduction, provided that such amount doesn’t exceed sum of gross annual minimum wage and 15% of annual declared income.
How can I apply?
In order to benefit from Full Participation Health Insurance, all you need to do is to apply to nearest branch of Albaraka Türk or Kuveyt Türk Participation Bank, or one of the Katılım Emeklilik Agencies throughout the country.
How can I make the payments?
You can pay your participation premiums with your credit card.
Frequently Asked Questions
With Full Participation Health Insurance, the additional fees arising from getting health services from health institutions contracted with Katılım Emeklilik by the insured person included in general health insurance by Social Security Institution and dependents of the same are included in the coverage within the scope of General Conditions of Health Insurance and Special Conditions of Full Participation Health Insurance.
Unless otherwise is agreed by Katılım Emeklilik in written, persons residing within the borders of Republic of Turkey can be accepted for insurance. This insurance covers persons who are older than 15 days and younger than 59 years.
The children, who are older than 15 days and younger than 18 years, cannot be insured alone; the children within the stated age range can be insured along with minimum one parent. If requested, the dependent unmarried children of the insured person can be included in the insurance coverage by considering the SSI acceptance criteria.
In order for all your family members to benefit from Full Participation Health Insurance; each and every of them should be insured separately or insured under your family policy. Premium of each individual within the scope of Full Participation Health Insurance are calculated/paid separately.
All services and procedures recorded in the files of the patients applied to the hospital are defined under this list. This list contains the prices of all services and materials as well as rules of the application to patients. In accordance with these rules; the files created at the hospital for the patient are invoiced to SSI by the hospital. For such transaction, all rules in the HIC list are applied and SSI makes a payment to the hospital in accordance with the prices determined by considering the HIC list.
For general conditions of Full Participation Health Insurance, please click here.
Containing of any institution in the List of Contracted Institutions shall not be deemed as recommendation of such institution by Katılım Emeklilik; and Katılım Emeklilik doesn’t give guarantee for quality of the service and medical results under no circumstance. Services of the relevant person and institution selected by the insured person are directly under responsibility of the same selected institution or person; and no responsibility can be encumbered to Katılım Emeklilik under any circumstances. Inclusion of institutions, products and services in the list are only for information purposes; and the activity and service definitions are created according to the information submitted by the relevant institutions.
Katılım Emeklilik reserves its right to make changes on relevant sections without any prior notification and Katılım Emeklilik has no liability arising from such changes.